NSE: AADHARHFC · BSE: 544176 · ISIN INE883F01010
Aadhar Housing Finance Limited stock analysis
Aadhar Housing Finance Limited ranks #1201 in the TickerSutra evidence-ranked universe with a score of 56/100 and 91% data confidence. The latest captured fundamentals show ROCE of 11.4%, quarterly sales growth of 17.1% and quarterly profit growth of 19.0%.Monitor only
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- 21.7% three-year sales CAGR
- Institutional ownership is rising
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
- CFO/EBITDA is below 0.6×
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹1,728cr | ₹580cr | ₹445cr | 34.0% |
| 2023 | ₹2,043cr | ₹737cr | ₹545cr | 36.0% |
| 2024 | ₹2,587cr | ₹981cr | ₹750cr | 38.0% |
| 2025 | ₹3,109cr | ₹1,199cr | ₹912cr | 39.0% |
| 2026 | ₹3,683cr | ₹1,451cr | ₹1,096cr | 39.0% |
| TTM | ₹3,817cr | ₹1,499cr | ₹1,141cr | 39.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Intimation about interest payment on Non-Convertible Debentures of the Company
Positive CatalystAadhar Housing Finance Ltd - 544176 - Announcement under Regulation 30 (LODR)-Credit RatingBSE · 22 Sept 2026Intimation about change in credit rating of the Company
RoutineAppointmentNSE · 22 Sept 2026Aadhar Housing Finance Limited has informed the Exchange regarding Appointment of Mr Nikhil Goyal as Non- Executive (Nominee) Director of the company w.e.f. August 12, 2026.
RoutineShareholders meetingNSE · 22 Sept 2026Aadhar Housing Finance Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot received on September 21, 2026. Further, the company has informed the Exchange regarding voting results.
RoutineAadhar Housing Finance Ltd - 544176 - Announcement under Regulation 30 (LODR)-Change in ManagementBSE · 22 Sept 2026Appointment of Mr. Nikhil Goyal as Non-Executive (Nominee) Director of the Company
MANAGEMENT COMMENTARY
Signals from filed documents
Aadhar Housing Finance Limited July 31, 2026 Page 4 of 15 Overall, Q1 FY27 has been a quarter of steady disciplined execution. We remain confident of delivering our medium-term guidance of 20% AUM, sustained profitability and industry-leading asset quality while staying alert to the environment around us. Aadhar remains committed to its mission of enabling homeownership for low -income families while delivering consi
It continues to be largely end user base and first -time homebuyer driven, particularly in the emerging markets, where we have deliberately built a strong franchise, which gives us comfort that this growth is not speculative in nature. Our approach, as always, has been to protect spreads rather than c hase yields, which we are doing by tilting the mix towards emerging branches by staying disciplined on loan against p
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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