TickerSutra

NSE: CENTRALBK · BSE: 532885 · ISIN INE483A01010

Central Bank of India stock analysis

Central Bank of India ranks #2457 in the TickerSutra evidence-ranked universe with a score of 46/100 and 95% data confidence. The latest captured fundamentals show ROCE of 5.6%, quarterly sales growth of 12.8% and quarterly profit growth of 8.0%.
Complete evidence gate pass governance reviewUpdated 29 Sept 2026
TICKERSUTRA SCORE46/100

Avoid / exit review

#2457 of 5,430 ranked equities
Market capitalisation₹27,968.83cr
ROCE5.6%
Quarterly sales growth12.8%
Quarterly profit growth8.0%
P/E ratio6.1×
Promoter pledge0.0%

INVESTMENT EVIDENCE

What supports—and challenges—the thesis

Evidence in favour

  • Strong CFO/EBITDA of 4.22×
  • Institutional ownership is rising
  • No promoter shares are reported as pledged

Risks and constraints

  • Debt/equity is above 0.5×

Still unresolved: Related-party exposure · Broad media sentiment

FINANCIAL TRAJECTORY

Recent operating history

PeriodRevenueOperating profitNet profitOperating margin
2022₹22,903cr₹-934cr₹1,083cr-4.0%
2023₹25,657cr₹-1,026cr₹1,688cr-4.0%
2024₹30,849cr₹-133cr₹2,677cr0.0%
2025₹33,797cr₹-134cr₹3,943cr0.0%
2026₹36,168cr₹664cr₹4,531cr2.0%
TTM₹37,270cr₹888cr₹4,571cr2.0%
Debt / equity0.82×
CFO / EBITDA4.22×
Operating margin2.0%
Free cash flow₹2,350cr
Sales CAGR · 3Y12.1%
Profit CAGR · 3Y39.0%

EXCHANGE EVENT TRIGGERS

Latest corporate disclosures

0 positive catalysts1 negative catalysts7 routine filings

MANAGEMENT COMMENTARY

Signals from filed documents

Regulatory approvalModerate severity · 1 mention
Positive catalyst

Kalyan Kumar; Bank is having 8.33 crores customer base. So therefore, we have got approval from Board for establishment of wealth management vertical, credit card vertical, NRI and marketing vertical. So, we are entering into credit card segment also.

Regulatory updatesModerate severity · 2 mentions
Caution

So therefore, we don’t have any plan for raising capital as of now. Tanya Kothari: Sir, the liquidity coverage ratio declined from 235% to 156% and also NSFR reduced from 147% to 128%, but both remain above regulatory requirements, but the fall is very sharp. Kalyan Kumar: Actually, first, we should understand what the optimum level for LCR and NSFR is and purpose behind keeping it, high-quality liquid assets for thi

Institutional interestLow severity · 1 mention
Watch

क ें द्रीय कायाालय INVESTORS RELATION DIVISION Central Office क ें द्रीय कायाालय: चंदर मुखी, नरीमन पॉइंट, मुंबई - 400 021 दूरभाष/Tel.: 022-6638 7575 Central Office: Chander Mukhi, Nariman Point, Mumbai - 400 021 ईमेल/Email ID: smird@centralbank.bank.in Follow us on Central Bank of India www.centralbank.bank.in CO:IRD:2026:27:119 Date: 23rd July, 2026 Dear Sir/Madam, Sub: Transcript of Bank's Conference/Earnings call

HOW TO READ THIS PAGE

Evidence, freshness and limitations

What does the TickerSutra score mean?

The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.

Which sources support this page?

Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.

Why can an item be unresolved?

Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.

Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer

DIRECTOR & BUSINESS NETWORK

Loading corporate intelligence

Loading universe coverage and exchange-backed evidence…