NSE: IOB · BSE: 532388 · ISIN INE565A01014
Indian Overseas Bank stock analysis
Indian Overseas Bank ranks #1460 in the TickerSutra evidence-ranked universe with a score of 53/100 and 95% data confidence. The latest captured fundamentals show ROCE of 6.1%, quarterly sales growth of 18.9% and quarterly profit growth of 49.3%.Monitor only
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- Strong CFO/EBITDA of 4.77×
- 18% three-year sales CAGR
- Institutional ownership is rising
- CWIP indicates an active capacity pipeline
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹16,730cr | ₹-2,952cr | ₹1,710cr | -18.0% |
| 2023 | ₹19,400cr | ₹-1,501cr | ₹2,099cr | -8.0% |
| 2024 | ₹24,050cr | ₹-1,908cr | ₹2,656cr | -8.0% |
| 2025 | ₹28,131cr | ₹-639cr | ₹3,335cr | -2.0% |
| 2026 | ₹31,896cr | ₹1,153cr | ₹5,208cr | 4.0% |
| TTM | ₹33,288cr | ₹297cr | ₹5,756cr | 1.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Indian Overseas Bank has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
RoutineGeneral UpdatesNSE · 25 Sept 2026Indian Overseas Bank has informed the Exchange about General Updates- Notice of Proposed Bank Strike
RoutineIndian Overseas Bank - 532388 - Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesBSE · 25 Sept 2026Notice of Proposed Bank Strike
MANAGEMENT COMMENTARY
Signals from filed documents
Provision coverage ratio improved to 97.67% as on 30 Indian Overseas Bank July 20, 2026 Page 3 of 12 June 2026 as compared to 97.47% as on 30 June 2025. Capital adequacy ratio stood at 19.36% as against the regulatory requirement of 11.50%. Net interest margin global for the quarter ended 30 June 2026 is 3.37% with an increase of 12 bps as compared to 3.25% as of the last quarter March 2026.
And this INR 5,000 crores, are we planning in one shot or in a staggered manner? Ajay Kumar Srivastava: So, it is true that INR 5,000 crores of capital raising plan has been approved by the Board. And we are in the process of obtaining all other statutory approval before hitting the market.
IRC/109/2026-27 24.07.2026 The General Manager, Department of Corporate Services, BSE Limited, Floor 1, P.J. Towers, Dalal Street, Mumbai 400 001 The Vice President, National Stock Exchange Ltd., Exchange Plaza, C-1 Block G, Bandra-Kurla Complex, Bandra (E), Mumbai – 400 051 BSE SCRIP CODE: 532388 NSE SCRIP CODE: IOB Madam/Sir, Transcript of Analyst Meet/Earnings Call held on 20.07.2026 Pursuant to Regulations 30 and
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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