NSE: LTF · BSE: 533519 · ISIN INE498L01015
L&T Finance Limited stock analysis
L&T Finance Limited ranks #1275 in the TickerSutra evidence-ranked universe with a score of 55/100 and 95% data confidence. The latest captured fundamentals show ROCE of 8.4%, quarterly sales growth of 22.4% and quarterly profit growth of 28.7%.Monitor only
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- Institutional ownership is rising
- CWIP indicates an active capacity pipeline
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
- CFO/EBITDA is below 0.6×
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹11,930cr | ₹932cr | ₹1,049cr | 8.0% |
| 2023 | ₹12,775cr | ₹-972cr | ₹1,536cr | -8.0% |
| 2024 | ₹14,252cr | ₹2,670cr | ₹2,317cr | 19.0% |
| 2025 | ₹15,924cr | ₹3,614cr | ₹2,643cr | 23.0% |
| 2026 | ₹17,914cr | ₹4,234cr | ₹2,983cr | 24.0% |
| TTM | ₹18,898cr | ₹4,518cr | ₹3,198cr | 24.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Confirmation of Redemption/Payment of Interest and Principal
RoutineL&T Finance Ltd - 533519 - Closure of Trading WindowBSE · 28 Sept 2026Please find enclosed intimation regarding closure of trading window.
RoutineConfirmation of Redemption/Payment of Interest and PrincipalNSE · 28 Sept 2026Confirmation of Redemption/Payment of Interest and Principal
RoutineConfirmation of Redemption/Payment of Interest and PrincipalNSE · 25 Sept 2026Confirmation of Redemption/Payment of Interest and Principal
RoutineConfirmation of Redemption/Payment of Interest and PrincipalNSE · 21 Sept 2026Confirmation of Redemption/Payment of Interest and Principal
MANAGEMENT COMMENTARY
Signals from filed documents
Please refer to slide 18 of the investor presentation for further details. We believe that these capabilities will progressively improve customer acquisition, strengthen portfolio quality, and reduce operating cost and enhance operating leverage over the coming years. As our AI models continue to mature and our proprietary data ecosystem expands, we expect technology to become an even stronger competitive advantage f
Encouragingly, rural demand indicators continue to remain resilient, aided by healthy gov ernment spending, continued infrastructure investments, and sustained focus on the rural economy. We are confident that resilient domestic demand and coordinated policy support will provide the wherewithal to withstand the adverse impact of such uncertainties. Q1FY27 Highlights Coming to this quarter's highlights, I'm pleased to
These capabilities are critical to achieving our short-term and long- term business targets while building sustainable capabilities for future growth. LTF has one of the largest customer franchises in the BFSI sector in India, totaling to ~3 Cr customers and we see significant opportunities to deepen relationships with this large available pool. Cross-selling remains a major focus area for us under Lakshya 2031.
Strong growth impulses are reflected in credit momentum as well that has picked up in recent months. Tailwinds from regulatory and government measures introduced in FY26 are expected to support credit demand going forward. On the rural front, the progress of the southwest monsoon has remained an area of close attention for the entire financial services industry.
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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