NSE: MANCREDIT · BSE: 505850 · ISIN INE545L01039
Mangal Credit and Fincorp Limited stock analysis
Mangal Credit and Fincorp Limited ranks #1578 in the TickerSutra evidence-ranked universe with a score of 52/100 and 95% data confidence. The latest captured fundamentals show ROCE of 12.5%, quarterly sales growth of 53.1% and quarterly profit growth of 89.7%.Monitor only
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- 49.4% three-year sales CAGR
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
- CFO/EBITDA is below 0.6×
- Operating margin has compressed materially
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹15cr | ₹9cr | ₹6cr | 61.0% |
| 2023 | ₹21cr | ₹11cr | ₹8cr | 53.0% |
| 2024 | ₹33cr | ₹15cr | ₹11cr | 45.0% |
| 2025 | ₹50cr | ₹20cr | ₹13cr | 40.0% |
| 2026 | ₹70cr | ₹22cr | ₹15cr | 32.0% |
| TTM | ₹78cr | ₹26cr | ₹18cr | 34.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Mangal Credit and Fincorp Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
RoutineShareholders meetingNSE · 22 Sept 2026Mangal Credit and Fincorp Limited has informed the Exchange regarding Proceedings of 64th Annual General Meeting held on September 22, 2026
RoutineMangal Credit and Fincorp Ltd - 505850 - Shareholder Meeting / Postal Ballot-Outcome of AGMBSE · 22 Sept 2026Attached herewith summary of proceedings of 64th Annual General Meeting.
RoutineGeneral UpdatesNSE · 18 Sept 2026Clarification in respect Resolution 7 of the Notice convening 64th Annual General Meeting.
RoutineMangal Credit and Fincorp Ltd - 505850 - Clarification To 7Th Resolution Titled As 'Authorization To Create, Offer, Issue And Allot Convertible Equity Warrants On A Preferential Basis' Read With The Corresponding Disclosures Contained In The Item No.7 Of The Explanatory Statement Of The Notice Convening 64Th Annual General Meeting.BSE · 18 Sept 2026Enclosed herewith the clarification with regard to the captioned matter.
MANAGEMENT COMMENTARY
Signals from filed documents
The journey ahead will undoubtedly bring new opportunities as well as new challenges. However, we remain confident that our strong foundation, experienced leadership, committed employees and customer-first philosophy position us well for the years ahead. Acknowledgement On behalf of the Board, I extend my sincere gratitude to our customers for their continued trust, our employees for their dedication, our lending par
While banks continue to dominate India’s financial system, NBFCs play a complementary role by serving customer segments and financing requirements that often remain underserved by traditional banking channels. Their specialised product offerings, faster credit appraisal processes and flexible operating models enable them to address diverse financing needs across individuals, small businesses and emerging entrepreneur
Moderating inflation, improving rural consumption, supportive policy measures and continued progress under initiatives such as Make in India and the PLI Scheme are expected to strengthen manufacturing, boost exports and sustain the country’s long- term growth momentum. Mangal Credit & Fincorp Limited Annual Report 2025-26 3736 Corporate Overview Statutory Reports Financial Statements Industry Overview Indian Financia
Entry into Insurance Distribution Registration as an IRDAI Corporate Agent marked an important strategic milestone. This opens up opportunities to offer health, life and general insurance products, creating an additional avenue to deepen customer relationships, subject to regulatory approvals. Better Customer Experience The Company focused on making the borrowing journey simpler and faster by streamlining documentati
It is about understanding the need behind the borrowing and enabling customers to move forward with confidence. Whether supporting a business with working capital, an entrepreneur with expansion plans or an individual with an important financial need, our purpose remains rooted in creating meaningful access to finance. As we look ahead, we see technology and purposeful credit working together to open new possibilitie
The facility of participation at the AGM through VC/OA VM will be made available for 1000 members on first come first served basis. This will not include large Shareholders (Shareholders holding 2% or more shareholding), Promoters, Institutional Investors, Directors, Key Managerial Personnel, the Chairpersons of the Audit Committee, Nomination and Remuneration Committee and Stakeholders Relationship Committee, Audito
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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