NSE: NIACL · BSE: 540769 · ISIN INE470Y01017
The New India Assurance Company Limited stock analysis
The New India Assurance Company Limited ranks #4333 in the TickerSutra evidence-ranked universe with a score of 34/100 and 95% data confidence. The latest captured fundamentals show ROCE of 4.3%, quarterly sales growth of 1.5% and quarterly profit growth of -160.6%.Avoid / exit review
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- Low debt/equity of 0×
- CWIP indicates an active capacity pipeline
- No promoter shares are reported as pledged
Risks and constraints
- CFO/EBITDA is below 0.6×
- Valuation is above 40× earnings
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹35,821cr | ₹177cr | ₹198cr | 0.5% |
| 2023 | ₹41,007cr | ₹1,279cr | ₹1,050cr | 3.1% |
| 2024 | ₹43,285cr | ₹1,268cr | ₹1,120cr | 2.9% |
| 2025 | ₹43,541cr | ₹989cr | ₹1,038cr | 2.3% |
| 2026 | ₹49,758cr | ₹426cr | ₹1,417cr | 0.9% |
| TTM | ₹49,962cr | ₹-54cr | ₹776cr | -0.1% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
The New India Assurance Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
RoutineChange in Directors/KMP/SMP/Auditor/RTANSE · 10 Sept 2026 · Structured filingThe New India Assurance Company Limited has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA
The New India Assurance Company Limited has informed the Exchange about Change in Directors/KMP/SMP/Auditor/RTA
Open original XBRL sourceThe New India Assurance Company Limited has informed the Exchange regarding Change in Auditors of the company.
RoutineThe New India Assurance Company Ltd - 540769 - Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sBSE · 9 Sept 2026PFA the letter wrt captioned subject
RoutineGeneral UpdatesNSE · 9 Sept 2026The New India Assurance Company Limited has informed the Exchange about General Updates
MANAGEMENT COMMENTARY
Signals from filed documents
For the insurance landscape, this year marks a historic inflection point driven by the “Sabka Bima Sabki Raksha Amendment Act 2025”, which is ushered in 100% FDI and significant regulatory relaxation, propelling us towards a vision of “Insurance for All” by 2047. The General Insurance industry operated within a highly competitive landscape throughout the period characterized by specific pricing pressures and a rise i
Dear Shareholders, It gives me immense pleasure to welcome you all to the presentation of the Annual Report of The New India Assurance Company Limited for the Financial Year 2025- 26. This past year has been a definitive validation of your Company's operational resilience, market leadership, and structural strength. Operating in a complex global environment marked by geopolitical shifts in West Asia and Europe, we ha
The foundations laid this year—characterized by vast digital integration and deepened trust position us to further scale our impact and reach even the most remote segments of the population. We are confident that our continued focus on operational agility and The New India Assurance Co. Annual Report 2025-26 48 empathetic service will not only enhance our market leadership but also contribute meaningfully to the nati
Shobhit Sharma: Can you comment upon the April renewals on the commercial lines? How is the pricing environment there? We have heard that on the pricing side again the discounts have increased.
In addition, a separate digital platform was introduced for Paripoorna Mediclaim Ayush Bima catering to CGHS employees. The Company also continued its participation in strategic digital initiatives in line with evolving business and regulatory requirements. The technology initiatives undertaken during the year have contributed towards improved operational efficiency, enhanced service accessibility, stronger cyber sec
Having declared this period as the “Year of the SME”. We launched niche products tailored for this sector, including New India Mahila Udyam Bima and New India Bima Sathi for both SME and corporate segments. Our portfolio was further bolstered by the introduction of Naari Samman Bima and the New India Stree Shakti Samrakshan policy—launched on International Women’s Day—to support working women.
MISCELLANEOUS AND LIABILITY INSURANCE Our organization continues to maintain a prominent position in the insurance industry, recognized as a pioneer in specialized lines such as Event, Sporting Events, Film, Jewellers, Block, and other critical sectors like Nuclear operators & supplier’s liability, Cyber and Crime Liability Insurance. Our sustained success is primarily driven by optimized premium rates and robust rei
These policies are available on our website for easy access by customers. Additionally, the Company has adopted a Citizens’ Charter, approved by the Board of Directors, which establishes clear service benchmarks across all business operations. To further empower customers, a Customer Education Policy has been implemented to enhance awareness and understanding of insurance products and procedures.
All resident shareholders Rate specified in the low deduction certificate issued by the income Tax department • Self-attested copy of certificate under Section 395 of the Act B. For non-resident shareholders or institutional shareholders being Foreign Institutional Investor/Foreign Portfolio Investor (FII/ FPI), TDS will be applicable under Section 393 of the Act, at 20% or as per the rate in any applicable Double Ta
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
DIRECTOR & BUSINESS NETWORK
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