NSE: PSB · BSE: 533295 · ISIN INE608A01012
Punjab & Sind Bank stock analysis
Punjab & Sind Bank ranks #4878 in the TickerSutra evidence-ranked universe with a score of 29/100 and 95% data confidence. The latest captured fundamentals show ROCE of 6.0%, quarterly sales growth of 10.4% and quarterly profit growth of 23.2%.Avoid / exit review
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
- CFO/EBITDA is below 0.6×
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹7,096cr | ₹364cr | ₹1,039cr | 5.0% |
| 2023 | ₹7,993cr | ₹828cr | ₹1,313cr | 10.0% |
| 2024 | ₹9,694cr | ₹-134cr | ₹595cr | -1.0% |
| 2025 | ₹11,481cr | ₹-85cr | ₹1,016cr | -1.0% |
| 2026 | ₹11,982cr | ₹152cr | ₹1,322cr | 1.0% |
| TTM | ₹12,284cr | ₹239cr | ₹1,384cr | 2.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Punjab & Sind Bank has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
RoutineOutcome of Board MeetingNSE · 29 Sept 2026Punjab & Sind Bank has informed the Exchange regarding Outcome of Board Meeting held on September 29, 2026.
RoutineUpdatesNSE · 23 Sept 2026Punjab & Sind Bank has informed the Exchange regarding 'Notice of Strike'.
RoutinePunjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesBSE · 23 Sept 2026Notice of Strike
RoutinePunjab & Sind Bank - 533295 - Announcement under Regulation 30 (LODR)-Credit RatingBSE · 11 Sept 2026Rating by CRISIL Ratings
MANAGEMENT COMMENTARY
Signals from filed documents
The Bank further strengthened its balance sheet by maintaining a Provision Coverage Ratio of 90.91%, underscoring our prudent provisioning philosophy and conservative approach to risk management. Our Basel III Capital Adequacy Ratio remained robust at 17.42% , comfortably above the regulatory requirement, providing adequate capacity to support future growth while preserving financial resilience. These achievements re
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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