NSE: SATIN · BSE: 539404 · ISIN INE836B01017
Satin Creditcare Network Limited stock analysis
Satin Creditcare Network Limited ranks #1794 in the TickerSutra evidence-ranked universe with a score of 51/100 and 95% data confidence. The latest captured fundamentals show ROCE of 13.8%, quarterly sales growth of 8.4% and quarterly profit growth of 172.0%.Monitor only
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- 26.6% three-year sales CAGR
- CWIP indicates an active capacity pipeline
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
- CFO/EBITDA is below 0.6×
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹1,378cr | ₹47cr | ₹21cr | 3.0% |
| 2023 | ₹1,549cr | ₹22cr | ₹5cr | 1.0% |
| 2024 | ₹2,234cr | ₹599cr | ₹436cr | 27.0% |
| 2025 | ₹2,572cr | ₹257cr | ₹186cr | 10.0% |
| 2026 | ₹3,143cr | ₹445cr | ₹332cr | 14.0% |
| TTM | ₹3,209cr | ₹551cr | ₹410cr | 17.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015 - Investor Meet
RoutinePress ReleaseNSE · 14 Sept 2026Satin Creditcare Network Limited has informed the Exchange regarding a press release dated September 14, 2026, titled "Announcement under Regulation 30 of SEBI (LODR) Regulations , 2015 - Press Release".
RoutineSatin Creditcare Network Ltd - 539404 - Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseBSE · 14 Sept 2026Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015 - Press Release
MANAGEMENT COMMENTARY
Signals from filed documents
AUM per loan officer rose 29% year-on-year. These are the operating leverage numbers we recommend you track, because this is where the branch investment of FY26 starts paying back. Stand-alone return on assets was 3.55% and return on equity was 15.10%.
livemint.com/companies/workers-strike-at-one-of-the- largest-us-meatpacking-plants-will-continue-for-a-3rd- week-11774640438518.html_) INDUSTRY OVERVIEW Indian BFSI Sector Review The Indian BFSI sector continued to demonstrate strong performance during 2025-26, supported by robust macroeconomic fundamentals, improving liquidity conditions, sustained credit growth, and the increasing formalization of financial service
The framework complemented the Company’s existing risk management practices and further boosted portfolio stability and credit discipline across the borrower base. To further diversify its funding base, the Company raised a USD 100 Million syndicated social term loan under the External Commercial Borrowing route in early 2025 and onboarded 9 new lenders during 2025-26, demonstrating continued confidence among domesti
Principle Audit Procedures Our audit procedures to address this key audit matter included, but were not limited to, the following: a) Obtained an understanding of the Company’s process for determining ECL and performed a walkthrough to assess the design effectiveness of related controls. b) Reviewed the Company’s accounting policies and the governance framework for ECL as approved by the Board, and evaluated their co
MANAGEMENT PROMISE LEDGER
Quantified statements on the clock
“Each is at its own growth curve, carrying its own fixed cost base against a portfolio that has not yet reached efficient size. As those books scale towards the 30% mix we have targeted, the operating leverage within them will be substantial. Satin Technology is a 2-year-old business and a growing share of that income is going to be fee- based and not proportionately capital hungry.”
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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