NSE: SPANDANA · BSE: 542759 · ISIN INE572J01011
Spandana Sphoorty Financial Limited stock analysis
Spandana Sphoorty Financial Limited ranks #4340 in the TickerSutra evidence-ranked universe with a score of 34/100 and 93% data confidence. The latest captured fundamentals show ROCE of -5.8%, quarterly sales growth of -5.5% and quarterly profit growth of 103.3%.Avoid / exit review
INVESTMENT EVIDENCE
What supports—and challenges—the thesis
Evidence in favour
- No promoter shares are reported as pledged
Risks and constraints
- Debt/equity is above 0.5×
- CFO/EBITDA is below 0.6×
Still unresolved: Related-party exposure · Broad media sentiment
FINANCIAL TRAJECTORY
Recent operating history
| Period | Revenue | Operating profit | Net profit | Operating margin |
|---|---|---|---|---|
| 2022 | ₹1,463cr | ₹89cr | ₹70cr | 6.0% |
| 2023 | ₹1,401cr | ₹-48cr | ₹12cr | -3.0% |
| 2024 | ₹2,401cr | ₹581cr | ₹501cr | 24.0% |
| 2025 | ₹2,355cr | ₹-1,425cr | ₹-1,035cr | -61.0% |
| 2026 | ₹1,024cr | ₹-952cr | ₹-699cr | -93.0% |
| TTM | ₹1,007cr | ₹-470cr | ₹-327cr | -47.0% |
EXCHANGE EVENT TRIGGERS
Latest corporate disclosures
Spandana Sphoorty Financial Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
RoutineAnalysts/Institutional Investor Meet/Con. Call UpdatesBSE · 23 Sept 2026Spandana Sphoorty Financial Limited has informed the Exchange about Intimation of Schedule of Investors Conference.
RoutineCopy of Newspaper PublicationNSE · 23 Sept 2026Spandana Sphoorty Financial Limited has informed the Exchange about Newspaper advertisement in respect of First and Final Call on partly paid-up rights equity shares ofSpandana Sphoorty Financial Limited (the Company ).
RoutineSpandana Sphoorty Financial Ltd - 542759 - Announcement under Regulation 30 (LODR)-Newspaper PublicationBSE · 23 Sept 2026Newspaper advertisement in respect to First and Final Call.
RoutineCopy of Newspaper PublicationNSE · 12 Sept 2026Spandana Sphoorty Financial Limited has informed the Exchange about Copy of Newspaper Publication-Postal Ballot Notice
MANAGEMENT COMMENTARY
Signals from filed documents
These initiatives resulted in improved operational efficiency. Moreover, they are expected to deliver sustained cost benefits and stronger operating leverage as the business stabilises. Intensifying Focus on Collections and Recovery In response to elevated sectoral stress, we strengthened our collections and recovery infrastructure.
PORTFOLIO DIVERSIFICATION The microfinance industry has, at times, experienced stress arising from external events across certain regions, including natural calamities and concentration of borrower livelihoods in similar economic activities. Key risks include customer concentration in specific income segments and weather-related disruptions such Financial Statements Corporate overviewStatutory Reports Annual Report 2
Supported by strategic and leadership measures, these efforts are translating into improved performance, setting the stage for stable and sustainable growth. 6 I Spandana Sphoorty Financial Limited Capital Raising The `400 crore partly paid rights issue was successfully concluded during the year, with full participation from promoters and institutional investors, reflecting strong confidence in the Company’s future.
Strengthening Processes and Operational Discipline We are strengthening the operational backbone of our microfinance business through sharper process efficiency, tighter internal controls and stronger discipline across our portfolio and services. By focusing on robust governance, prudent risk management and consistent regulatory compliance, we are building a resilient institution anchored in transparency and executio
Sunish Sharma* - - - - - *Increase in remuneration of Ms. Abanti Mitra from ₹30 lakh to ₹50 lakh per annum effective October 1, 2025 as approved by the shareholders. Saakshi Gera are not paid any remuneration by the Company.
HOW TO READ THIS PAGE
Evidence, freshness and limitations
What does the TickerSutra score mean?
The score ranks captured evidence across financial quality, growth, moat and margins, regulatory catalysts, governance, institutional trend and valuation comfort. It is a research-prioritization tool—not a buy recommendation or price target.
Which sources support this page?
Financial history, ownership and pledge data, NSE and BSE filings, annual reports and available earnings-call transcripts are combined here. Use the source trail and original exchange document before relying on a decision-critical fact.
Why can an item be unresolved?
Unresolved means the current captured source window did not provide enough evidence for that check. It does not establish that a risk or relationship is absent.
Maintained by TickerSutra Research · Snapshot updated 29 Sept 2026 · Read the methodology · Read the disclaimer
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